Good financial management consists of two different distinct facets, the first of which is learning how to make the best use out of your limited earned income in order to best meet your current expenses, and the second of which has to do with learning how to implement strategies that will help you achieve both [...]

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• Learning How to Finance Your Future Most of us think about retirement and panic. It can be tough trying to figure out how we’re going to survive and plan for our futures when we’re just trying to make ends meet right now. If you’re strapped for cash at the end of every month, chances are you......
• What We Can Learn from the Housing Crisis The housing crisis has a lot of people taking a closer look at their finances and worrying about whether they too may be at risk for losing their home. There are a lot of great lessons that can be learned from this crisis, and they can be applied to all......
• It's Time for Some Personal Budget Planning Tips Personal budget planning is an important part of keeping a handle on your finances. Because there is so much turmoil in today's economy, maintaining a healthy personal budget is more vital than ever. Crafting a personal budget begins with determining how money comes in, and how money goes out, but......
• Sunday Money Madness - Veterans Day Edition It's a little late coming, since Veterans Day is celebrated on November 11th, but I wanted to take a moment and give thanks to all the Veterans out there whose bravery and courage have kept us safe and protected. Frugal | Money Saving Tips: Am I Frugal? How I Balance......
• Review of Missed Fortune 101 There has been a lot of hype surrounding Douglas Andrew’s book, Missed Fortune 101. Many people gushed that it unlocked the secrets to becoming a millionaire, so I went into the book with high hopes. I was pretty disappointed to discover that much of the advice is already well known......

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It is US federal law that income tax has to be paid to the IRS. Knowing the basics, and understanding your own personal situation will help in reducing the risk of overpaying on your taxes. There are ways to reduce what you have to pay, making use of the current rules regarding taxes.
Reducing your taxable [...]

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• Introduction to Mortgages pt 4 of 5 This is part four in a five part series on what you need to know about mortgages before you buy a home. The housing market is an interesting beast, because it comes and goes, rises and falls, allows some people to flourish and brings others to ruins. If you want......
• The Dangers of Financial Illiteracy Financial illiteracy is a growing problem throughout the world, and as the recent housing crisis has brought to light, it can have dangerous consequences. There are a few basic financial tips that everyone can use to increase their financial literacy the easy way, and many of these tips can help......
• What Are Passive Streams of Income? If you’re trying to make more money, chances are you’ve heard the phrase, multiple income streams. However, there are two main types of income streams that you can use, and they are quite different. The first is known as active – and as the name implies, this is a type......
• Basics of Budgeting 1 For many people in this day and age, the word "budget" is spoken and immediately images of penny pinching and unpleasantly crunching numbers are conjured. Luckily for you, this could not be any further from the truth when it comes to understanding the basics of budgeting and what budgeting is......
• Your Credit Score Affects Your Reputation Reputation is a measure that all of us have. It is the assumption that others have about you and your honesty, punctuality, value of your word, what your values are, and so on. These are habits that everyone has, and these habits apply to the way you handle your money.......

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