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	<title>Comments on: Seemingly Harmless Activities May Harm your Credit</title>
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	<link>http://www.richcreditdebtloan.com/seemingly-harmless-activities-may-harm-your-credit/</link>
	<description>Wealth, Leverage, Money, and Cash Flow</description>
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		<title>By: Trevor @ Financial Nut</title>
		<link>http://www.richcreditdebtloan.com/seemingly-harmless-activities-may-harm-your-credit/comment-page-1/#comment-849</link>
		<dc:creator>Trevor @ Financial Nut</dc:creator>
		<pubDate>Wed, 11 Mar 2009 04:50:45 +0000</pubDate>
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		<description>Wow... that spider is creepy-looking. Way to choose an emotion-generating image! :) 
By the way, I just found you via Wisebread&#039;s Top 100 PF Blogs. Congrats on making the list!</description>
		<content:encoded><![CDATA[<p>Wow&#8230; that spider is creepy-looking. Way to choose an emotion-generating image! <img src='http://www.richcreditdebtloan.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /><br />
By the way, I just found you via Wisebread&#8217;s Top 100 PF Blogs. Congrats on making the list!</p>
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		<title>By: Michigan Lady</title>
		<link>http://www.richcreditdebtloan.com/seemingly-harmless-activities-may-harm-your-credit/comment-page-1/#comment-846</link>
		<dc:creator>Michigan Lady</dc:creator>
		<pubDate>Mon, 09 Mar 2009 19:57:21 +0000</pubDate>
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		<description>Yes- NEVER close a cc! I closed my oldest one (never used it- HIGH interest rate)...BIG MISTAKE. I could get any cc I wanted ....then just days after I closed this old account- I tried applying for some better options/cards to do some balance transfers- and I could not get ANY of them. 

A &quot;financial planner&quot; at my old 401 Firm (Principal) advised me to close this account. I asked her &quot;well wont all my GREAT history be deleted when I close it?&quot; she said &quot;no, you should close it.&quot;..I will forever not like her...she runied my credit score...well i guess I didn&#039;t have to listen to her...but she WAS the &quot;FINANCIAL PLANNER!!&quot; LESSON LEARNED...</description>
		<content:encoded><![CDATA[<p>Yes- NEVER close a cc! I closed my oldest one (never used it- HIGH interest rate)&#8230;BIG MISTAKE. I could get any cc I wanted &#8230;.then just days after I closed this old account- I tried applying for some better options/cards to do some balance transfers- and I could not get ANY of them. </p>
<p>A &#8220;financial planner&#8221; at my old 401 Firm (Principal) advised me to close this account. I asked her &#8220;well wont all my GREAT history be deleted when I close it?&#8221; she said &#8220;no, you should close it.&#8221;..I will forever not like her&#8230;she runied my credit score&#8230;well i guess I didn&#8217;t have to listen to her&#8230;but she WAS the &#8220;FINANCIAL PLANNER!!&#8221; LESSON LEARNED&#8230;</p>
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