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	<title>Comments on: Running Out of Time? How to Catch Up Financially Before it is Too Late</title>
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	<link>http://www.richcreditdebtloan.com/running-out-of-time-how-to-catch-up-financially-before-it-is-too-late/</link>
	<description>Wealth, Leverage, Money, and Cash Flow</description>
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		<title>By: No More Spending</title>
		<link>http://www.richcreditdebtloan.com/running-out-of-time-how-to-catch-up-financially-before-it-is-too-late/comment-page-1/#comment-278</link>
		<dc:creator>No More Spending</dc:creator>
		<pubDate>Mon, 25 Aug 2008 18:57:36 +0000</pubDate>
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		<description>I&#039;m so with you on No4..It is NEVER too late!
-Laura</description>
		<content:encoded><![CDATA[<p>I&#8217;m so with you on No4..It is NEVER too late!<br />
-Laura</p>
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		<title>By: ToughMoneyLove</title>
		<link>http://www.richcreditdebtloan.com/running-out-of-time-how-to-catch-up-financially-before-it-is-too-late/comment-page-1/#comment-277</link>
		<dc:creator>ToughMoneyLove</dc:creator>
		<pubDate>Mon, 25 Aug 2008 16:04:21 +0000</pubDate>
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		<description>I&#039;m afraid I&#039;m going to have to disagree on the use of debt leverage to implement a &quot;catch-up&quot; retirement plan for late starters.  Selecting a proper asset allocation that reflects your risk tolerance is OK, but going beyond that risk level to incur more debt for someone in their late 40&#039;s or 50&#039;s is a recipe for disaster.</description>
		<content:encoded><![CDATA[<p>I&#8217;m afraid I&#8217;m going to have to disagree on the use of debt leverage to implement a &#8220;catch-up&#8221; retirement plan for late starters.  Selecting a proper asset allocation that reflects your risk tolerance is OK, but going beyond that risk level to incur more debt for someone in their late 40&#8217;s or 50&#8217;s is a recipe for disaster.</p>
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