When it comes to your getting out of debt, having the right software can actually make a real world of difference. Some people tend to manage their efforts at debt reduction with something that is as simple and as straight forward as a computer spreadsheet while other people tend toward full blown software solutions for financial management. You can spend a little bit of money or you can spend a lot, and you could still end up in the same exact place in the end: debt free. What you may not be aware of, however, is the fact that some of the best software for debt reduction is actually free. As an example, Quicken Online is a financial software package with all the bells and whistles that just became free for use online.
Another example is known as Pear Budget, and it is a free copy of an Excel spreadsheet that functions similarly to a much more expensive type of budget program. If you have a fondness for spreadsheets in Excel, then Pear Budget is definitely a choice that is well worth considering. Just like any spreadsheet on Excel, Pear Budget is capable of being customized quite readily in order to suit your needs, provided that you know the basics of using Excel or similar programs like Google Documents for example.
Another example of a free program that you can use is Accounting Express 2007 from Microsoft Office. This is a software package that has been targeted to meet the needs of small companies, so it may be a little more in terms of bells and whistles than you need to use for the purpose of managing your finances and debt reduction, but because it is free it is well worth trying out anyway.
Another example is Yodlee, which was an account aggregator that compiled all of your personal financial account info into a single place so that you could manage all of your financial accounts together at once. Now you can also classify all of your spending into different categories, helping you create a budget. This is a nice utility that is free to use and really user friendly as well.
Mint.com is another great alternative, and it utilizes the same account aggregator that Yodlee uses. It also has an easy to use front end for budgeting that allows you to figure out your debt reduction much more easily. This site lets you keep track of all of your financial accounts in one single place, including credit accounts, bank accounts, loans, mortgages and other financial accounts that you have. Keeping everything together like this can make it easy for you to keep track of your money, your spending, your saving and your debt repayment as well.
Originally posted 2009-12-02 03:50:25. Republished by Blog Post Promoter
Related Posts -
RCDL Roundup - On the First Day of Xmas My True Love Gave to Me... lots of link love. Banking, Credit, and Debt Credit Karma asks Is a Credit Union Right For You? NCN posts Up, Up, And Away - Check Your Credit Card Statement! Cash Money Life blogs Two Financial Goals - Less Debt, More Income. Guest Post:...... -
Creating a Household Budget With economic times being what they are, even people who have been more casual about their spending are now creating a household budget. A budget should not be seen as a restriction, telling you what you can't spend, but rather as an empowering tool, letting you know what you can...... -
Running Out of Time? How to Catch Up Financially Before it is Too Late Whether you are pushing thirty and trying to get your first home or your retirement is staring you in the face, there are times when you may feel as though you’ve run out of time financially. We don’t always make the best decisions when it comes to saving money and...... -
Money Management and Budgeting are Vital for Avoiding Financial Disasters Anyone who is worried or stressed out about their finances right now has probably had concern over whether or not their budgeting and money management tactics are working. It is important that you learn how to develop good skills for money management in this day and age, otherwise you will...... - RCDL Weekly Roundup - Be Prepared to Get Stuffed Thanks for joining us here at RCDL for another weekly roundup. Hope your Thanksgiving dinners are full of good food, great friends, and lots of laughs. Some new categories are with us this week and some old ones. Easy to find and browse for your weekend reading pleasure. Retirement My......
Related Websites -
Burberry London By Burberry For Women. Eau De Parfum Spray 3.3 Ounces (new) User Reviews Send this to a friend Burberry London By Burberry For Women. Eau De Parfum Spray 3.3 Ounces (new) Manufacturer: Burberry Customer Rating: List Price: $72.00 Sale Price: $32.95 Availibility: Usually ships in 1 to 2 days Free Shipping Available Buy Now Product Description Launched by the design...... -
Setting a Wine Budget When it comes to collecting wine, collecting wine bottles, or really any other type of collection for that matter, one of the first things that you are going to want to have figured out is your budget. Step one in the process of collecting wine is to set your wine...... -
Kitchen Remodeling Ideas Under $1000 If you've spent much time looking through magazine or home improvements stores, you might not realize that some of the best kitchen remodeling ideas are small ones. In most areas, a high-end, completely top to bottom kitchen overhaul is less likely to give you a return on your investment when...... - Book Review: Insulate and Weatherize - Expert Advice from Start to Finish By Bruce Harley As energy costs continue to rise, many homeowners are starting to get serious about how much money they are wasting on home heating costs. In reality, if your home is poorly insulated, and you have not taken the steps to weatherize it properly, the fact is, your money is going......
-
Cheap Things to Do in San Francisco It really should be unsurprising that San Francisco is one of the most visited locations in the state of California. The city of San Francisco is known all over the world for exemplifying a fun loving attitude as well as for providing a multitude of different things for visitors to......
- Pear Fruit/Flowering Trees Plants, Seeds & Bulbs Gardening & Plants Yard, Garden & Outdoor Living Nursery
- Bpa Free Coolers & Ice Chests Outdoor Cooking & Eating Yard, Garden & Outdoor Living
- Single Wheel Seeders, Sprayers & Spreaders Garden Tools & Equipment Gardening & Plants Yard, Garden & Outdoor Living Nursery
- Whistles Police Historical Memorabilia Collectibles
- Ornamental Pear Fruit/Flowering Trees Plants, Seeds & Bulbs Gardening & Plants Yard, Garden & Outdoor Living
Categories:
Money, Personal Finance, frugal tips
Tags:
1 comment so far ↓
Can’t say enough good things about Mint! Though it does scare me to give my login information to a ‘free’ site!
Leave a Comment