Understanding the differences between loan types is difficult enough, so researching them for comparison purposes is not always at the top of everyone’s list. Before you walk into your current bank to fill out a loan application, consider all of your options. When the loan you are seeking is a mortgage, it’s even more important [...]

Continue reading → Want a Loan? Do Your Homework First!

When it comes to fixing credit, there is sometimes no other option than the high interest loan. It boils down to a paradoxical situation that affects the lives of millions. Those with bad credit can’t make their situation better unless they take out new lines of credit that are impossible to get when the applicant [...]

Continue reading → Payday Loan Laws: Every State is Different

If you’re swimming in a sea of debt and trying to figure out how to keep your head above the water, one of the easiest ways is to consolidate. However, the actual process of consolidation can be confusing and it is all too easy to make mistakes that will end up costing you both now, [...]

Continue reading → Debt Consolidation Tips

If you’re looking at starting a small business, you may be overwhelmed by the prospect of finding a way to fund your new venture. While there are a variety of options out there, one size does not fit all, and you’ll want to take a careful look at your own situation before committing yourself to [...]

Continue reading → Small Business Financing: Taking Advantage Of Credit Cards And Knowing When To Avoid Them

A number of financial planning and “get out of debt” websites have been springing up over the past year or so, because consumers are showing that they are looking for more online web applications and other tools for managing their finances. What makes Geezeo even more exciting in terms of providing financial management assistance is [...]

Continue reading → Geezeo Review

Paying for college for yourself or for a child can drop you into debt faster than many other things. Aside from huge disasters like medical emergencies or a home fire, more people get into higher debt by paying for college than any other reason. The best advice for long term financial health is to avoid [...]

Continue reading → Should You Pay for Your Child’s College Education?

Right now, the student loan industry is going through one of its worst periods in decades. New Federal regulations have forced many banks to stop offering student loans, and students are being forced to either find a direct loan or start paying back what they owe. Enrollment figures are being affected dramatically and right now, [...]

Continue reading → Tips for Paying Off Student Loans

When done carefully, taking a loan from your 401K can be quite helpful, but there are limits. Early withdrawal from your 401K will have penalties, and your contributions will have to be repaid to replenish your plan. Overview The 401k plan is a retirement option that is offered by many employers that gives you the [...]

Continue reading → Is it Safe to Borrow from a 401(k)?

Buying a home is part of the American dream. For more than half of a century, Americans have been set on finding homes to hang their hats. Owning a home is a sign of stability and pride. However, financing a home can be a nightmare that interrupts the American dream. Amid an economic crisis and [...]

Continue reading → Saving Money with a Government Loan Option

When it comes to a trusted source for financial news and information, it’s hard to beat the Wall Street Journal. They have introduced a line of guidebooks on many financial topics, but for this review we’ll be taking a look at their Personal Finance guidebook. While it may be a little simplistic for the financial [...]

Continue reading → WSJ Complete Personal Finance Guidebook By Jeff Opdyke