David Bach is well known for his books, Smart Women Finish Rich and Smart Couples Finish Rich and in this latest effort, he goes into more detail on the techniques he discussed in these books. While the title would make you think it’s yet another get rich quick scheme, it is precisely the opposite. In a way, although the title is controversial, it may have worked against him in some ways, especially if the reader was expecting an easy way to accumulate wealth.

That’s not to say that the techniques mentioned here are difficult, but rather that they will take time to implement and longer to see results. There is absolutely nothing wrong with that, but the title is a bit misleading in many ways. The basic premise of the author is that you need to pay yourself first – before you do anything else – even taxes. By setting aside 10 to 15% of your entire income, you can actually end up saving more than enough to make sure that you will be comfortable in your retirement years.

This certainly is not a ground breaking book, and experts in the personal finance field probably won’t get much out of it. There is nothing really new, but the author does a great job of spinning the information in a new way that may just motivate people who want to balance their finances, but haven’t taken that step towards achieving their goals yet. There is a lot of powerful information contained in these pages for those that are not well versed in money management, but at the end of the day, much like many things in life, it won’t do you much good if you don’t put it to use.

We recommend this book to those that need to find that motivation to start saving money and getting ahead. While some of the principles are a little staid and this certainly won’t do much to grow your income right now, there are still some great nuggets of advice that everyone can use. We particularly liked the idea of the Automatic Millionaire Promise and this may be just the impetus that many people need to start making a financial plan and sticking to it.

Although the techniques promoted in this book are less than flashy, the truth is, they do work and have worked for hundreds of years. Those that pay themselves first will always have money – it’s just that simple. Buy a copy if you’re looking for that boot to the rear that will get you motivated, or get it as a gift for someone that needs a little help getting pointed in the right direction. Once again, it’s not a book for pros, but it could do a lot of good for someone that is just starting out. It is a great gift idea that will certainly keep on giving to your recipients.

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